Let’s get real: the daily grind of working both in and out of the home is overrated. We’ve been sold a story that the only way to succeed is by working 9-to-5 (or 8-to-8, depending on your boss’s caffeine levels). But what if there’s another way? One where you earn a living doing things you actually enjoy, from the comfort of your home or community. Intrigued? Welcome to the patchwork income – a feisty, flexible way to make money that works for you.
But wait, should you jump on the patchwork train? Well - maybe its something you should consider having a good old think about.
What the Heck Is a Patchwork Income?
Picture this: a quilt stitched together with different pieces of fabric. That’s what a patchwork income looks like – but instead of fabric, it’s made of various income streams. Maybe you sell your homemade jam, teach yoga online, rent out your driveway, or pet-sit that adorable Labradoodle down the street. Maybe you run a coaching group, sell microgreens to your local cafe and coach kids French at the weekends.
It’s all about combining small streams of income into a big, beautiful river of financial freedom. And the best part? It’s tailored to your skills, interests, and lifestyle.
Imagine - you could design a life made up of all the bits that you love - but instead of loving them as a hobby you stitch enough of them together to make each one pay a little, and all those little add up to a satisfying whole.
1. Say Goodbye to the Rat Race
Who decided that commuting in rush hour and battling office politics was the dream? With a patchwork income, you’re the boss. Work when you want, in your PJs if you fancy. Bonus points for not being beholden to the whims of Boss's who look at our other commitments as inconveniences to their bottom line.
2. Built-In Security
Think of patchwork income as your financial safety net. If one income stream takes a nosedive, the others keep you afloat. It’s like having multiple backup plans rolled into one. In seasons of energy you can go in hard and in seasons of rest you can take the foot off the pedal.
3. Embrace Your Inner Rebel
It's time to stop twisting yourself like a pretzel to fit into a corporate box. Patchworking lets you be unapologetically you. Love knitting? Sell scarves. Obsessed with plants? Start a mini nursery. The world is your oyster (or kitchen garden, if we’re talking crofts).
Is Patchworking Right for You?
Before you dive headfirst into the patchwork life and loudly quit your job today, let’s see if it’s a fit for you in the future:
You’re Curious and Creative
Do you get excited about trying new things? Are you always wondering if that hobby could pay the bills? Patchworking is all about experimenting and seeing what sticks. Are you brave enough to jump back in and learn a whole heap of new skills for the first time in years perhaps?
You Crave Flexibility
Want to work between school runs or make time for your passion project? Patchwork income puts you in control of your schedule. Now listen to what I am NOT saying - this is not a "work an hour a week and make a million" scammy pitch - you are going to work, and work hard, but you will be able to work your life in a way that moves around the other stuff you have to take care of.
You’re Willing to Hustle
Let’s not sugarcoat it: patchworking requires effort. But if you’re ready to roll up your sleeves, it can be incredibly rewarding. It requires you to have faith in yourself, persistence to bring your patchwork item streams to market and a decision not just to "think outside the box" but to toss the rule book away and write one that works for you instead.
3 Steps to Start Your Patchwork Journey
Step 1: Take Stock
What do you have to offer? Write down your skills, hobbies, and resources. Whether it’s baking epic brownies or fixing bicycles, there’s a way to monetise it I promise you. If you create something of value there is always a way to find the market for it.
Step 2: Start Small
Test one idea at a time. Try selling your sourdough loaves at a local market or renting out your spare room on weekends. Dip your toes before diving in and be kind to yourself. Start so small there is hardly any resistance in your life and then when you are rolling - keep on rolling.
Step 3: Build Your Network
Patchwork success thrives on connections. Get to know your neighbours, join local groups, or hop online to find like-minded people. The more you connect, the more opportunities you’ll uncover. Start this today - widen your network, strengthen your connections and those people - they are the people who can connect you to your perfect clients in months to come.
What’s Stopping You?
Maybe you’re thinking, “Sounds great, but isn’t it risky?” Sure, trying something new can feel scary. But so is relying on one employer who could let you go tomorrow. Patchworking gives you control and I don't know about you but I am all over giving anyone else control over MY income. I have lost too many jobs in a "restructure" I have been asked to choose between my family and my career one too many times. I cannot be reliant on an employer or a government to look out for what is best for my family one more day.
Or maybe you’re worried about time. Newsflash: you don’t have to quit your job right away. Start small, build gradually, and watch your patchwork quilt take shape. Set a goal to replace your income in a month, quarter or year .. but start NOW to take the steps to carry you there.
Should You Go For It?
If the idea of working smarter (not harder), embracing creativity, and building a life you love appeals to you, then yes! A patchwork income could be your ticket to more freedom, fun, and fulfilment. Life’s too short to stay stuck in the grind and letting it grind you down past the point of exhaustion.
And can I be honest here? - it seems to me, that the people who want to keep us working until our seventies are the same people who won't employ us once we are in our fifties! I don't have the energy to fight this any more I would rather be rewarded for my experience, my expertise, my knowledge and my skills than relegated to a part-time minimum wage job as I age out.
Ready to Stitch Your Patchwork Life Together?
Yeah - me too!
So hang around here a little and wander through the next year with me. Read and think and plan and execute and you can be there much sooner than you could ever dream.
Sure it feels a little rebellious to be redefining what we mean when we talk about work and money and retirement and life on our own damn terms ... but I think after all these years of being unappreciated in work and sometimes in our homes .. it is our time!
What are you waiting for? Let’s get patching!
START HERE
The Urban Crofters Manifesto
... How to Build a Life of Creativity, Resilience & Financial Freedom!
The Patchwork Income Revolution
.. How Smart Women Weave Multiple Income Streams into a Sustainable Future!
Women Who Grow Together
... Why Community is the Key to Thriving in Midlife & Beyond
ABOUT ME
Hi there 👋 My name is Elaine Colliar and welcome to The Urban Croft—a space for creativity, resourcefulness, and financial freedom.